Edoardo Farina is known for his long-term conviction on XRP. His audience has grown accustomed to bullish commentary, cold wallet recommendations, and calls to hold XRP through market uncerta
Edoardo Farina is known for his long-term conviction on XRP. His audience has grown accustomed to bullish commentary, cold wallet recommendations, and calls to hold XRP through market uncertainty.
He has now shared his honest XRP price prediction, and the community is intrigued as he delivered something much more.
Farina opened by acknowledging that price predictions are the single most common question he receives. He described them as “more than every other question combined.” He then explained why he resists answering that question the way most crypto analysts do.
After years researching blockchain technology and working with XRP and the XRP Ledger daily, Farina says his thinking shifted. Early in his career, price predictions consumed his focus.
Over time, that changed. His research led him toward understanding which real problems blockchain networks solve, because he argues that long-term valuation follows utility, not speculation.
He is direct: “Markets can simply ignore reality for months.” He adds that sometimes they ignore it for years. His position is that prices eventually reflect what has already changed in the real world, and investors who fixate on charts miss the developments that drive that change.
My HONEST XRP Price Prediction… pic.twitter.com/4pWHP123su
— EDO FARINA XRP (@edofarinaxrpap) October 28, 2026
Farina draws on the Internet boom of the late 1990s to explain his thinking. Analysts at the time built projections using available data, and their models appeared reasonable. No analyst incorporated smartphones into those projections because smartphones barely existed. Entire industries emerged that nobody had anticipated.
He applies the same logic to XRP and blockchain. He says the technology is “entering the exact same phase” as early Internet adoption. Most analysis remains trapped inside today’s financial system while missing the new economic activity these technologies could eventually support.
Farina identifies specific financial problems he believes position XRP for long-term demand. Cross-border payments remain slow and expensive. Collateral remains fragmented. Nostro-Vostro accounts cost banks trillions sitting idle. Liquidity remains trapped in pre-funded accounts.
Each of these inefficiencies represents demand waiting for a solution. AI is now intersecting directly with digital assets, adding further demand for value-transfer infrastructure.
Farina closes with his core argument. He says “numbers appearing on a screen actually provide interesting information about today’s emotions,” but institutional behavior tells you about tomorrow’s economy.
He shifts the question from where XRP will trade to how much of tomorrow’s financial infrastructure has already been built. Until that question is fully answered, he argues, every price prediction is guessing rather than objective analysis.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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