Jake Claver, a crypto commentator and well-known XRP advocate, has captured the XRP army’s attention with a new post. He argued that XRP doesn’t need universal love. All the digital asset nee
Jake Claver, a crypto commentator and well-known XRP advocate, has captured the XRP army’s attention with a new post. He argued that XRP doesn’t need universal love. All the digital asset needs is the legacy financial system to keep moving at its current pace.
The comment lands at a moment when XRP’s core pitch remains unchanged. Where traditional cross-border transactions can take days to clear, transactions on the XRP Ledger settle in seconds. That gap has become the foundation of nearly every argument made in XRP’s favor.
Ripple CEO Brad Garlinghouse has made this comparison directly. He has called SWIFT outdated, arguing that XRP offers a faster, cheaper alternative for cross-border transactions. Settlement in seconds beats settlement in days, especially for institutions paying for delays they no longer need.
XRP does not need everyone to love itIt just needs the old system to keep looking slow
— Jake Claver, QFOP (@beyond_broke) July 7, 2026
Reactions to Claver’s post split in two directions. Some doubled down on the utility argument. One reply pointed to the simplest possible marketing pitch, noting that the length of a traditional wire transfer does the job for XRP all on its own.
Another made a similar point, arguing that the old system doesn’t need to lose. It just needs to keep taking three days to do what the XRP Ledger does in seconds. A third commenter stated that XRP’s value lies in utility, not hype, and predicted people will eventually understand that.
Others pushed back. One reply called the speed argument weak, insisting slowness has never mattered to anyone influential, which is why the current system persists. Another expressed frustration that XRP keeps waiting on catalysts that never fully materialize. A third commenter claimed no one genuinely likes XRP, arguing people just want to get rich off it.
XRP’s position depends less on winning converts and more on outlasting an inefficient system. Every day that SWIFT and traditional banking rails take to settle payments is another day XRP’s core selling point stays relevant. That’s the logic driving Claver’s post and the debate it triggered.
Whether XRP fulfills its long-term promise remains an open question. Institutional adoption, regulatory clarity, and real-world settlement volume will determine that outcome. However, the argument itself is straightforward. Speed matters in finance, and until legacy systems close that gap, XRP’s advocates will keep pointing to it as their strongest case.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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