Ripple recently received final approval from the Office of the Comptroller of the Currency to establish Ripple National Trust Bank, a federally supervised national trust bank. The approval wa
Ripple recently received final approval from the Office of the Comptroller of the Currency to establish Ripple National Trust Bank, a federally supervised national trust bank. The approval was a significant regulatory milestone. It also left a portion of the XRP community visibly frustrated because it didn’t triggers a massive a XRP price rally.
Crypto commentator X Finance Bull posted a response on X to the growing questions circulating in the XRP community. His position was clear. “A banking license doesn’t mean the price has to skyrocket overnight,” he wrote.
He listed adoption, liquidity, and real usage as the factors that matter long-term. He also confirmed his outlook remains strong. “I’m still extremely bullish on $XRP,” he said, adding that he expects “some big months ahead.”
BOOM
RIPPLE $XRP RECEIVES FINAL OCC APPROVAL FOR ITS NATIONAL TRUST BANK!
RLUSD reserve management and institutional digital asset custody under federal supervision.
I'm extremely bullish on $XRP!
Full breakdown coming today.
Do you realize how big this is? pic.twitter.com/gRZ6hz0tLP
— X Finance Bull (@Xfinancebull) October 26, 2026
Responses to the post revealed a divide in how XRP holders are processing the news.
One commenter, Fran, pushed back on the expectation of an immediate price reaction. “Did people really expect a trust bank charter to show up on the chart the next day?” she wrote. “That kind of news usually plays out over quarters, not candles.”
The comment from BULLS AND BEARS took a different angle. “Well, news like this ought to have triggered a price surge,” they wrote. “It was significant, major news.” They also referenced the experience of long-term holders, noting that those who held XRP had “been in the red for years” while other assets made gains.
The exchange reflects a genuine tension in the XRP community. Some holders entered years ago and have endured extended periods of underperformance relative to other digital assets. For them, a regulatory approval of this scale carries weight beyond the technical. It represents a potential turning point after a long wait.
X Finance Bull’s argument is that institutional milestones do not translate into immediate price movement. The OCC approval strengthens Ripple’s regulatory foundation and enables new banking activities, including managing reserves for RLUSD and providing fiduciary digital asset custody services. Those functions take time to build out and integrate.
The approval marks the conclusion of a process that began with conditional OCC approval in December 2025. Ripple National Trust Bank now operates as a federally chartered institution within the regulated financial system.
Whether that translates into price appreciation, and on what timeline, remains the central question for XRP holders watching the space closely.
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The post Expert: Why XRP Didn’t Pump After Ripple Received Banking Approval appeared first on Times Tabloid.
