SWIFT’s move into blockchain-based payments could change how the market views its relationship with XRP. Crypto commentator X Finance Bull says SWIFT’s latest development reflects several fea
SWIFT’s move into blockchain-based payments could change how the market views its relationship with XRP.
Crypto commentator X Finance Bull says SWIFT’s latest development reflects several features that could define the future of global payments, including 24/7 settlement, tokenized money, blockchain infrastructure, interoperability, and programmable finance.
X Finance Bull challenged the idea that investors should view XRP and SWIFT simply as competing systems. The commentator pointed to SWIFT’s new blockchain ledger and its work with 17 major banks across six continents as evidence of the financial sector’s growing shift toward digital assets.
The banks can move tokenized value across multiple currencies, including USD, EUR, GBP, HKD, and SGD. SWIFT also describes the ledger as “interoperable by design,” a feature that X Finance Bull considers particularly important as financial institutions expand their use of tokenized assets.
Who still thinks $XRP vs SWIFT? Think again.
SWIFT just showed where global payments are actually going:
-24/7 settlement.-Tokenized money.-Blockchain.-Interoperability.-Programmable finance.
That sounds very familiar if you’ve been studying $XRP.
SWIFT’s new blockchain… https://t.co/hixcs2UQrIpic.twitter.com/P7QG6MdBGS
— X Finance Bull (@Xfinancebull) September 29, 2026
X Finance Bull expects financial institutions to issue a wide range of digital assets as tokenization expands. The commentator cited potential examples such as Citi USD tokens, HSBC GBP tokens, MUFG JPY tokens, RLUSD, tokenized Treasuries, money-market funds, stocks and bonds.
Each additional asset can create more connections that financial networks need to support. X Finance Bull illustrated the scale of this challenge by noting that five currencies create 10 possible pairs, while 100 assets create 4,950 possible pairs.
The commentator believes this growing number of combinations makes bridge liquidity increasingly relevant. Rather than requiring every asset to maintain deep liquidity against every other asset, a financial system could use an intermediary asset to connect separate pools.
X Finance Bull pointed to XRP as one asset that can serve this function. The commentator described a potential route in which Asset A moves through XRP before reaching Asset B.
The post also referenced XRPL’s existing auto-bridging functionality, which can use XRP to connect different assets when the network identifies a suitable path.
X Finance Bull then connected this function to Ripple’s institutional roadmap, which includes regulated FX, stablecoins, tokenized assets, Permissioned DEX infrastructure, and XRP as an auto-bridge asset.
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X Finance Bull does not view SWIFT’s blockchain development simply as a challenge to XRP. Instead, the commentator sees SWIFT’s move as evidence that major financial institutions are moving deeper into tokenized value and blockchain infrastructure.
As banks issue more digital currencies and tokenized financial assets, those assets will need systems that can connect different currencies, networks, and liquidity pools.
X Finance Bull therefore believes tokenized finance could play a larger role in bridge-liquidity infrastructure. In that view, XRP on XRPL could become relevant as financial institutions build increasingly interconnected digital markets.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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