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Policy

Ripple and Robinhood Deepen Ties as RLUSD Stablecoin Expands to Retail, Institutional Use

The partnership will bring RLUSD to Bitstamp and the Robinhood app while opening the stablecoin to institutional settlement. Ripple and Robinhood are broadening their collaboration around RLU

AnonymousCryptoCompass newsroom
October 28, 2026
4 min read
NEWS
Ripple and Robinhood Deepen Ties as RLUSD Stablecoin Expands to Retail, Institutional Use
CryptoCompass editorial visual for policy coverage.

The partnership will bring RLUSD to Bitstamp and the Robinhood app while opening the stablecoin to institutional settlement.

Ripple and Robinhood are broadening their collaboration around RLUSD, Ripple's U.S. dollar stablecoin, according to reports from BlockchainReporter, CoinTurk News, BitKE, and Fintech News Singapore. The expanded partnership touches both ends of the financial system, reaching everyday retail users and institutional settlement desks alike.

Under the plan, RLUSD will be added to Bitstamp, the cryptocurrency exchange Ripple acquired. Reports also indicate the stablecoin is expected to be listed on the Robinhood app sometime this year, though an exact date has not been confirmed. That listing would give Robinhood's large retail user base direct access to RLUSD for trading and transfers.

Separately, Fintech News Singapore reported that Robinhood intends to use RLUSD for institutional settlement. That would place the stablecoin inside the back-office infrastructure that moves funds between institutional trading partners, rather than only in front-end retail apps. Using a stablecoin for settlement can shorten transaction times and reduce reliance on traditional banking rails that often require longer processing windows.

RLUSD was launched by Ripple as a fully backed dollar stablecoin aimed at competing with established players such as Tether's USDT and Circle's USDC. Ripple has positioned the token as a bridge between traditional finance and blockchain-based payment rails, leaning on its existing relationships with banks and payment providers built over the past decade.

Robinhood, for its part, has steadily expanded its crypto offerings in recent years, moving from a simple trading app into a broader financial services platform. Adding a stablecoin built by Ripple, and tied to Ripple's XRP Ledger ecosystem, signals a deeper integration between the two companies rather than a one-off listing.

The move also reflects a wider trend of stablecoins moving beyond pure crypto trading into mainstream retail and institutional finance. Regulators in the United States and elsewhere have been working through frameworks for stablecoin issuance and reserves, and partnerships like this one may serve as a test case for how compliant dollar-pegged tokens can operate across both consumer apps and institutional settlement systems.

None of the reports specify the size of RLUSD's current circulating supply or disclose financial terms of the Ripple-Robinhood arrangement. The companies have not detailed a specific timeline beyond the expectation that the Robinhood app listing will happen before the end of the year.

Market Impact

Wider availability of RLUSD across Bitstamp and the Robinhood app could increase the stablecoin's circulating supply and trading volume, giving it a larger footprint relative to incumbents like USDT and USDC. Institutional settlement use, if adopted at scale, would also position RLUSD as more than a trading instrument, embedding it in back-office payment flows between financial firms.

For XRP and the broader Ripple ecosystem, expanded RLUSD adoption may reinforce the company's push to position its ledger technology as infrastructure for both retail and institutional finance. The practical market effect will depend on adoption rates once the Robinhood listing and Bitstamp integration are finalized, details that have not yet been disclosed.

The expanded Ripple-Robinhood partnership marks another step in stablecoins moving from crypto-native trading into mainstream retail apps and institutional settlement, with further details expected as the Bitstamp integration and Robinhood app listing take shape.

Frequently Asked Questions

What is RLUSD?

RLUSD is a U.S. dollar-pegged stablecoin issued by Ripple, designed to serve as a bridge between traditional finance and blockchain-based payments.

What did Ripple and Robinhood announce?

The two companies expanded their partnership to bring RLUSD to Bitstamp and the Robinhood app, while also enabling its use for institutional settlement, according to multiple reports.

When will RLUSD be listed on Robinhood's app?

Reports indicate the listing is expected to happen later this year, though an exact date has not been confirmed.

How does this affect institutional finance?

Robinhood is reported to be using RLUSD for institutional settlement, which could speed up fund transfers between institutional trading partners compared to traditional banking rails.

Is Bitstamp connected to Ripple?

Yes, Bitstamp is a cryptocurrency exchange that Ripple has acquired, and it is part of the planned RLUSD expansion.

Originally reported by AltcoinGordon, written by Olivia Hayes. Republished with permission.

View the original on AltcoinGordon →

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