
DeFi3 min read
AI Agent Payments Expand Across XRP Ledger
XRPL tracked payments reportedly rose from one million to 7.09 million between July and September, showing faster machine activity. The XRPL AI Hub reportedly lists 160 merchants and 2,276 li
The five spot $XRP exchange-traded funds tracked by @BSCNews have posted multi-million dollar net inflows for three consecutive days, bringing the week's total gains to $53 million. Total ass

The five spot $XRP exchange-traded funds tracked by @BSCNews have posted multi-million dollar net inflows for three consecutive days, bringing the week's total gains to $53 million. Total assets under management across the funds have climbed to around $1.7 billion, representing approximately 1.8% of XRP's circulating supply.
The milestone sits within a broader story of accelerating institutional interest in regulated XRP products. Canary Capital's XRPC became the first spot XRP ETF structured under the Securities Act of 1933 to begin trading on Nasdaq on November 13, 2025.Additional products quickly followed, including offerings from Bitwise, Grayscale, Franklin Templeton, 21Shares, and REX-Osprey.
XRP ETFs recorded no net outflow days during their first month of trading, with cumulative inflows surpassing $1 billion by mid-December 2025.By early March 2026, cumulative inflows had grown to over $1.50 billion, with five spot XRP ETFs trading in the U.S. and over 769 million XRP tokens locked across their combined custody arrangements.
The current week's $53 million in net inflows continues a pattern of steady institutional demand. Bitwise XRP ETF has led recent daily flow tallies, with Franklin XRP ETF also posting significant contributions, bringing Franklin's historical net inflows to $492 million.
That kind of flow persistence, inflows holding steady even as XRP's price experienced volatility, is a signal worth paying attention to. It suggests institutions are making considered allocation decisions, not chasing short-term momentum.
ARK Invest has also allocated nearly 20% of its CoinDesk 20 ETF to XRP, making it the third-largest holding. The broader regulatory backdrop has helped. The situation changed dramatically after Ripple secured a series of court victories, culminating in the SEC dropping its appeal during 2025, an outcome now widely viewed as one of the most important regulatory turning points in cryptocurrency history.
JPMorgan has forecast $4 to $8.4 billion in first-year inflows for XRP ETFs, a target that has not yet been tested by a full bull cycle. With AUM already at $1.7 billion and weekly inflows continuing to build, the XRP ETF category is proving it has staying power well beyond its initial launch momentum.
Sources:Ripple: XRP ETFs, The Institutional Era Has BegunPhemex: XRP Spot ETFs See $18M Daily Inflows Led by BitwiseYahoo Finance: XRP ETFs Hit a New 2026 Record at $1.6 Billion