Phong Le expects banks to embrace Bitcoin faster than ever over the coming year. In an X post, Le said the next 12 months will likely bring the biggest increase in Bitcoin banking adoption in
Phong Le expects banks to embrace Bitcoin faster than ever over the coming year.
In an X post, Le said the next 12 months will likely bring the biggest increase in Bitcoin banking adoption in history.
He listed seven catalysts: monetary inflation, regulatory clarity, customer demand, tech modernization, agentic AI, FOMO and survival.
Le's comments followed Strategy's Oct. 13 update, which showed its Bitcoin Banking Adoption Index rising to 34% in the third quarter of 2026. The company said adoption across major global banks keeps expanding but remains early.
Strategy is the largest corporate holder of Bitcoin.
Fidelity tops the list at 77%, followed by JPMorgan Chase at 47%, BNY at 46%, and Goldman Sachs and Morgan Stanley at 45% each.
Europe and Asia are moving more slowly, with Barclays at 30%, Deutsche Bank at 27% and Japan's MUFG at 18%.
The increase reflected wider access to Bitcoin funds, custody services and Bitcoin-backed lending, along with progress in stablecoins and tokenization, Strategy said.
Le shared a view from Strategy co-founder and executive chairman Michael Saylor that artificial intelligence will weigh on stocks tied to human labor.
In a post on X, he wrote, quoting Saylor, "AI is going to demonetize a lot of equities based on labor and talent. Capital investors are going to look for things that the robots can’t make more of.”
He has also said that the trend towards corporate, institution, bank, and nation state adoption of “Bitcoin is encouraging and makes us even more bullish on Bitcoin.”
Le's view is a forecast, not a guarantee. The open question for the year ahead is whether banks in Europe and Asia can close the gap with Wall Street.
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