Uphold launched Vault Inheritance for XRP, BTC and HBAR on September 29, 2026. The service costs $19.99 monthly, with a 30-day free trial for US subscribers. Uphold estimates about 4 million
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AnonymousCryptoCompass newsroom
October 1, 2026
2 min read
NEWS
CryptoCompass editorial visual for bitcoin coverage.
Uphold launched Vault Inheritance for XRP, BTC and HBAR on September 29, 2026.
The service costs $19.99 monthly, with a 30-day free trial for US subscribers.
Uphold estimates about 4 million BTC, worth roughly $331 billion, are trapped.
River estimates 1.57 million bitcoin permanently lost, with 98% before 2020.
Uphold Vault Gains an Inheritance Layer
Uphold has added an inheritance feature to its Vault wallet, letting XRP$1.49, Bitcoin and Hedera holders designate beneficiaries who can claim their assets after the owner's death. The company launched the service, called Vault Inheritance, on September 29, and pricing starts at $19.99 per month, with US subscribers receiving a 30-day free trial. The rollout completes a build-out that began in December 2023, when Vault went live with XRP as its first supported asset; Bitcoin support followed in April 2024. Vault runs on an assisted self-custody model: customers keep control of their holdings while Uphold provides support, including help replacing the cryptographic keys used to authorize transactions, a function that becomes decisive when the original holder is gone. That key-replacement capability is what makes the inheritance layer workable, because an heir needs transaction authority, not merely a legal claim to the balance. Uphold consumer business president Nancy Beaton framed the product as a first for the industry: “a reliable, simple way to ensure their crypto is passed on exactly as they intend.” The launch targets an access problem rather than an ownership problem. Unlike a traditional brokerage account, holdings in a blockchain wallet can stay unreachable even when heirs inherit them under the law, because without usable credentials nobody can move the funds. The service covers
XRP$1.49, Bitcoin (BTC) and Hedera (HBAR), a network built on a directed acyclic graph, and it executes through verified documents rather than stored passwords. The mechanism works whether the XRP price sits near an all-time high or well below it, since the transfer hinges on identity checks and legal review, not on market levels. For holders managing balances over long horizons, the feature adds an XRP estate-planning layer to self-custody, a practice central to web3. Uphold presents the release as the latest step in a roadmap it began three years ago.
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