Visa is merging its payment settlement data with blockchain lending infrastructure to help stablecoin-linked card programs and fintech companies access working capital, the company announced
Visa is merging its payment settlement data with blockchain lending infrastructure to help stablecoin-linked card programs and fintech companies access working capital, the company announced on Tuesday 8 September.
Lenders can use VisaNet settlement data alongside onchain transaction records to evaluate a payment business’s credit performance and set financing terms. The loans are drawn against settlement receivables, meaning the money a business is owed, with repayments automatically collected from those incoming funds. Smart contracts handle funding, collateral management, and repayment automation.
