A $15,000 XRP valuation would be an extraordinary increase from current levels. But Crypto Enthusiast Mino believes such a price could become possible if XRP eventually replaces the global SW
A $15,000 XRP valuation would be an extraordinary increase from current levels. But Crypto Enthusiast Mino believes such a price could become possible if XRP eventually replaces the global SWIFT payment network.
In an X post, Mino linked the potential valuation to XRP’s original design, specifically the ability to divide each token into one million smaller units known as drops.
Mino wrote, “When XRP replaces SWIFT, it will be valued beyond $15,000 per token.” The post presents the figure as a possible reason XRP is playing a major role in global financial settlement.
Mino then focused on XRP’s divisibility. Each XRP can be divided into 1,000,000 drops, with one drop representing 0.000001 XRP. The post uses this feature to support the view that XRP could accommodate extremely large settlement activity while maintaining precise transaction amounts.
The thesis centers on XRP’s technical structure and its ability to handle transactions using very small units. Mino appears to view this divisibility as part of the token’s suitability for a financial system operating at significant scale.
When XRP replaces Swift, it will be valued beyond $15,000 per token.
The original token design allowed for such a valuation as 1 XRP can be divided into 1,000,000 smaller units known as drops.
So 1 Drop = 0.000001 XRP(one millionth of an XRP) pic.twitter.com/FpL5uPNsS8
— Mino (@Ripple_Mino) September 13, 2026
The post received pushback from several commentators who separated XRP’s divisibility from its potential market value.
Cassator described the $15,000 target as “a huge stretch” but acknowledged that the drops system indicates the XRP Ledger was designed with large-scale settlement in mind. This response recognizes the technical relevance of XRP’s small units while questioning whether that feature can justify such a high token valuation.
WallStreetOnChain took a stronger position against Mino’s reasoning. The commentator compared XRP’s one million drops with Bitcoin’s 100 million satoshis. The response questioned whether smaller units can establish a predetermined value for an asset.
“This might be my favourite one yet,” WallStreetOnChain wrote before challenging the logic behind connecting XRP’s divisibility to a $15,000 valuation. The commentator argued that token divisibility does not determine market price and described the $15,000 projection as optimism presented as mathematical reasoning.
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Alan of England also rejected the $15,000 projection, arguing that XRP’s eventual price will depend on demand and actual usage.
The commentator suggested that increased XRP adoption could support a gradual rise in value, but said reaching $50 could take years once broader utility develops.
Mino’s post therefore presents two separate ideas that continue to attract attention among XRP supporters and critics: the XRP Ledger’s capacity for large-scale settlement and the valuation XRP could command if its use expanded dramatically.
While the drops structure confirms XRP can be divided into extremely small units, the comments emphasize that adoption, liquidity, and market demand would ultimately determine the token’s price, not divisibility alone.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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The post When XRP Replaces SWIFT, Price Will Hit $15,000, Expert Presents the Math appeared first on Times Tabloid.
