XRP could eventually overtake Bitcoin in market capitalization, according to David Schwartz. Digital Perspectives brought the claim to its audience in a video attached to a post on X, featuri
XRP could eventually overtake Bitcoin in market capitalization, according to David Schwartz.
Digital Perspectives brought the claim to its audience in a video attached to a post on X, featuring comments from the former Ripple CTO and XRP Ledger co-creator about whether XRP can surpass Bitcoin.
The question has a major valuation gap behind it, but Schwartz did not present it as a scenario where Bitcoin must decline. Instead, he believes XRP could achieve the milestone by growing faster than Bitcoin as the overall digital asset market expands.
XRP to FLIP Bitcoin? David Schwartz Explains!
https://t.co/bRom5sysRCpic.twitter.com/7ecswvONWF
— Digital Perspectives (@DigPerspectives) September 10, 2026
In the video, Digital Perspectives introduced Schwartz’s comments by noting that the former Ripple CTO and XRP Ledger co-creator had also opined that XRP could flip Bitcoin.
In the video, Schwartz was asked whether he believed XRP could overtake Bitcoin.
“Yeah, I do,” Schwartz replied.
He immediately clarified how he believes such an outcome could occur.
“But I think it wouldn’t happen from Bitcoin shrinking. It would happen from XRP growing faster than Bitcoin.”
Digital Perspectives presented the remarks as the video’s central point, giving viewers Schwartz’s own explanation for why he considers an XRP flip possible.
Schwartz based his view on an expanding digital asset market. He said major cryptocurrencies could rise significantly rather than one asset needing to lose value for another to gain.
“We live in a world where digital assets are just wildly successful. They all probably grow,” Schwartz said. “Maybe a couple dies out, but all the major ones grow significantly.”
His view therefore does not depend on Bitcoin collapsing or losing most of its current market capitalization. Instead, XRP would need to outperform Bitcoin over time.
Schwartz also identified the XRP Ledger’s technology as a potential reason for XRP to capture more of that growth.
“And the XRP Ledger gets more of that growth because of its higher functionality and/or higher speed and/or people are interested in features that Bitcoin can’t support,” he said.
The current market capitalization difference between the two assets shows the scale of the potential move. Bitcoin’s market cap is around $1.54 trillion, while XRP’s is roughly 18 times smaller.
Matching Bitcoin’s current market capitalization would require XRP to add about $1.49 trillion in value. Based on current supply levels, that would place XRP near $24.50.
However, Schwartz did not give a $24.50 or $25 price target. The figure is a calculation based on current market capitalizations and XRP’s supply, not a prediction from Schwartz.
He instead focused on the conditions that could allow XRP to overtake Bitcoin. “I think that the world where that happens is the world where all the markets grow much, much larger,” Schwartz said.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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