@Icmfun has launched what it describes as the first stock-backed payment protocol on @Solana, allowing users to spend tokenized equities directly at the point of sale through Apple Pay. The i
@Icmfun has launched what it describes as the first stock-backed payment protocol on @Solana, allowing users to spend tokenized equities directly at the point of sale through Apple Pay. The infrastructure powering the card comes from @Zebec_HQ, a decentralized payments network with roots in real-time, continuous settlement.
The card supports real-time settlement across 15 primary stocks, including $META, $AAPL, $NVDA, and $MSFT. Rather than selling shares through a traditional brokerage and waiting for funds to clear, users can convert their tokenized equity holdings into spendable capital immediately at checkout. The integration bypasses the standard T+2 settlement window that governs conventional equity markets, a delay that has long been a friction point between investment portfolios and everyday spending.
The broader context matters here. Traditional financial rails are widely seen as overdue for an upgrade, and Solana has been positioning itself as the infrastructure layer for the next evolution in capital markets, with $21 billion in real-world assets already tokenized on public blockchains as of May 2025 and McKinsey projecting $2 trillion by 2030. The @Icmfun card is one of the first consumer-facing products to translate that infrastructure into a practical, everyday payment tool.
@Zebec_HQ is a decentralized infrastructure network for real-world value flows, having consolidated multiple protocols and integrated a portfolio of blockchain-enabled RWA payment, payroll, and retail products into an interconnected and interoperable infrastructure network.Its continuous settlement protocol enables real-time, perpetual money streams, targeting the elimination of delays and improving transparency across financial transactions.
Zebec's product lineup already includes real-time payroll, a traditional payroll app called WageLink with built-in web3 features, payment cards, and DePIN with its own point-of-sale systems. The @Icmfun integration extends that infrastructure into a new category: stock-backed consumer spending.
The move reflects a growing push on Solana to bring capital markets on-chain in a way that is accessible to ordinary users. Internet Capital Markets envision a future where anyone with an internet connection can participate in tokenized equities and on-chain economic systems, with dramatically reduced barriers to entry and fewer intermediaries. Connecting that vision to a payment card that works through Apple Pay is a meaningful step toward making that future tangible.
Sources:Solana: Tokenized Equities on SolanaCoinMarketCap: Zebec Network (ZBCN)Helius: Internet Capital Markets on Solana
