The crypto market has plenty going on today, but the biggest story isn’t the Bitcoin price. It’s the CLARITY Act. Lawmakers are expected to receive another update on the latest version of the
The crypto market has plenty going on today, but the biggest story isn’t the Bitcoin price. It’s the CLARITY Act.
Lawmakers are expected to receive another update on the latest version of the crypto market structure bill after industry stakeholders hold a call with Republican leadership later today. Optimism around the legislation has picked up, even though it still needs enough bipartisan support to clear the Senate.
Outside Washington, institutional demand remains strong. Spot Bitcoin ETFs pulled in another $203 million on July 21, marking six straight days of inflows, and Telegram is preparing to roll out a native crypto wallet to more than one billion users this summer.
Let’s get active on the biggest crypto news today.
Senate Republicans have just released an updated version of the Clarity Act following briefing calls with stakeholders this morning. Eleanor Terrett broke down the key provisions in the latest text, covering ethics, the BRCA, stablecoin yield, law enforcement, and bankruptcy protections.
Ethics Package:
The ethics package was negotiated between the White House and GOP senators Lummis and Moreno, and does not yet have sign-off from Democrats.
— Eleanor Terrett (@EleanorTerrett) July 22, 2026
NEW: Senate Republicans have just released an updated version of the Clarity Act following briefing calls with stakeholders this morning.Here are some of the key provisions in the latest text, including ethics, the BRCA and other areas we’ve been following closely.
Key provisions include:
This section will likely change. Democrats, who say they still have not seen the text, are strongly opposed to the DOJ enforcement provision without state attorneys general having a role. Bipartisan negotiations are expected over the coming days.
Blockchain Regulatory Certainty Act (BRCA):
Industry sources say the BRCA is unchanged from the version that cleared the Senate Banking Committee in May. It continues to clarify that non-custodial software developers and blockchain infrastructure providers are not treated as money transmitters solely because they build or maintain decentralized networks.
The Lummis-Grassley amendment also remains, preserving existing federal criminal liability for anyone who “knowingly” facilitates illicit transactions. The Keep Your Coins Act is also intact, preserving individuals’ right to self-custody their own crypto.
Stablecoin Yield:
Despite speculation that Senator Tillis might add “circuit breaker” language, this section is unchanged from the version that cleared the Senate Banking Committee. It preserves the Tillis-Alsobrooks compromise, which prohibits companies from paying interest on users’ idle payment stablecoin balances but allows rewards tied to actual activity, such as transactions or staking, as long as those rewards are not economically or functionally equivalent to interest on a bank deposit.
Law Enforcement:
A new section of the bill is entirely dedicated to strengthening law enforcement’s ability to investigate crypto-related crime:
Bankruptcy Protections:
The bill lays out rules for how digital assets would be treated if an exchange or custodian went bankrupt. It helps ensure customer assets receive the same protections as traditional financial assets and remain the property of customers rather than becoming part of the company’s bankruptcy estate. This could help prevent another FTX-like situation.
Institutional demand continues to support the Bitcoin price. Data shared by Wu Blockchain, citing SoSoValue, shows spot Bitcoin ETFs recorded $203 million in net inflows on July 21, marking the sixth consecutive day of positive flows. Ethereum spot ETFs pulled in another $37.47 million today. That makes three days in a row of money flowing in.
According to SoSoValue data, spot Bitcoin ETFs recorded $203 million in net inflows on July 21 (ET), marking the sixth consecutive day of net inflows. Spot Ethereum ETFs saw $37.471 million in net inflows, extending their net inflow streak to three days. pic.twitter.com/kmkANGsLwA
— Wu Blockchain (@WuBlockchain) July 22, 2026
All this buying comes as the Bitcoin price is above $65,000, a number traders are watching. When ETFs keep taking in money, that means less Bitcoin and Ethereum available to buy. And that usually helps prop prices up when things get shaky.
Look on-chain too. Analyst CW pointed out that over 62,000 Bitcoin moved into accumulation wallets in just one day. Big players are still stacking, even with all the ups and downs lately.
Related Bitcoin News: Here’s Why the Crypto Market Is Up as Bitcoin (BTC) Price Hits $66K
Another major development comes from Telegram. Crypto commentator Lucky reported that Telegram plans to introduce a native non-custodial Gram wallet across all Telegram applications this summer. If this thing goes all the way, more than a billion people on Telegram could get crypto wallets built right in.
This is the moment we've all been waiting for.Telegram is bringing a native non-custodial Gram wallet to EVERY single app this summer. This is the largest non-custodial wallet rollout in human history.Over ONE BILLION users are about to get instant, zero-fee crypto… https://t.co/96GpOVAUEl
— Lucky (@LLuciano_BTC) July 22, 2026
No more third-party apps. No more trusting someone else to hold your coins. You’d just send and receive digital assets like you send a message.
For years, crypto people have been trying to figure out how to get normal people to use this stuff. Putting a wallet into one of the biggest messaging apps in the world? That might be how it finally happens.
Crypto news today centers on regulatory progress, growing institutional demand, and expanding crypto accessibility.
The CLARITY Act is moving toward another key update as lawmakers work through the final details needed to advance the bill. Bitcoin ETFs continue attracting fresh capital, recording $203 million in inflows and extending their streak to six consecutive days.
Telegram’s planned wallet rollout also has the potential to introduce crypto ownership to a global audience.
For now, the BTC price remains above $65,000, but many investors are watching Washington. The next update on the CLARITY Act could become the catalyst that drives the market’s next move.
The Sharia Advisory Council branch of Malaysia’s security commission has advised that trading and investing in cryptocurrencies is permissible. This means that digital currencies can also be used to make zakat payments.
Why are Bitcoin ETFs important for the Bitcoin priceSpot Bitcoin ETFs recorded $203 million in net inflows on July 21, extending their winning streak to six consecutive trading days. Consistent inflows signal continued institutional demand, which can support the Bitcoin price by increasing buying pressure.
Why is Telegram’s crypto wallet rollout a big dealTelegram plans to launch a native non-custodial Gram wallet across its apps, potentially reaching more than one billion users. The rollout could make it much easier for everyday users to hold, send, and receive cryptocurrencies without relying on centralized exchanges.
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The post Crypto News Today: Clarity Act Heads for Another Key Update as Bitcoin ETFs Stay Hot appeared first on CaptainAltcoin.
