Solana has launched native subscription and allowance infrastructure directly on its blockchain, giving developers a built-in way to set up recurring payments, delegated spending, and billing
Solana has launched native subscription and allowance infrastructure directly on its blockchain, giving developers a built-in way to set up recurring payments, delegated spending, and billing without writing custom software or routing through a centralized payment processor.
The program, called Solana Subscriptions and Allowances, is live on mainnet, open source, and audited by security firms Cantina and Spearbit. Any team building on Solana can start using it now.
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Until now, developers looking to build recurring billing on a blockchain often had to spend weeks creating custom infrastructure, complete security audits, and depend on off-chain systems.
This made it difficult to build products such as SaaS subscriptions, payroll systems, API billing tools, and other recurring payment services entirely on-chain.
Solana's new program aims to simplify that process by offering a shared standard that developers can integrate in a matter of days.
The program supports three types of payment setups.
Allowances let a user pre-authorize a one-time spend up to a set cap, with an optional expiration. The approved party can draw on it until the limit is hit or the window closes. This is the piece built for AI agents: a user sets a budget, the agent spends within it, and the authorization expires on its own. It also supports multiple delegates at once, so a wallet can authorize a card program and a subscription at the same time without conflicts.
Recurring Delegations let a user authorize a delegate to pull up to a fixed amount on a repeating schedule, say $500 every two weeks, with the cap resetting each cycle. The user sets the terms, not the merchant, which makes it suited to payroll and contractor payments encoded directly on-chain.
Subscription Plans let a merchant publish fixed pricing tiers on-chain, such as $49 or $199 a month, with the terms locked in when a user subscribes. Funds are pulled automatically each cycle. If a merchant wants to change pricing, it retires the old plan and creates a new one, so existing subscribers keep their original terms.
Several companies helped shape the program as design partners and are already live or integrating, including Helius, Confirmo, Dynamic, Majority, Mesh, and Meow.
Helius, one of Solana's most widely used RPC and data infrastructure providers, is using Subscription Plans to let customers subscribe to API tiers on-chain, with funds pulled automatically each cycle and no third-party processor.
Dynamic, a wallet infrastructure provider, is building the program into its wallets so users can subscribe and approve recurring payments in a single wallet interaction.
Confirmo, a stablecoin-first payment gateway serving SaaS and enterprise clients, will use it to automate stablecoin invoice collection.
The program works with both SPL Token and Token-2022, including confidential transfers, and has been integration-tested with Squads multisig and Swig smart wallet setups.
The launch fits a bigger bet Solana has been making on payments.
According to Solana, its payment rails have been live since 2020 and are used by names including Visa, PayPal, Western Union, and Fiserv. The network says it now processes more transactions than all other chains combined, with more than $2 trillion in stablecoin transfers in a single quarter, sub-penny fees, and block confirmations around 395 milliseconds.
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