Santiment reveals XRP holders face record unrealized losses historically documented. Both short-term and long-term investors remain underwater despite recovery potential. Extreme market fear
XRP holders are facing their deepest average losses on record as new on-chain data points to the asset’s most historically undervalued position. According to Santiment Intelligence, both XRP’s 30-day and 365-day Market Value to Realized Value (MVRV) ratios have dropped to their lowest combined levels since the cryptocurrency began trading nearly 12 years ago. While broader market uncertainty remains, the analytics platform believes current valuation levels present a more attractive long-term risk-reward profile.
According to Santiment, XRP’s 30-day MVRV has fallen to -45%, while its 365-day MVRV currently stands at -47%. These readings show that traders who bought XRP within the past month and investors holding the asset for about a year are both carrying significant unrealized losses. Unlike in previous downturns, both indicators have reached record lows simultaneously. Consequently, Santiment stated that XRP has never recorded lower average returns across these two key holding periods throughout its trading history.
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Santiment’s chart identifies historical accumulation and distribution zones using MVRV data collected across multiple market cycles. Whenever both indicators entered the lower accumulation zone, XRP eventually produced meaningful recoveries as selling pressure gradually weakened. Current readings have fallen even below the previous bear market lows shown on the chart. According to Santiment, this places XRP in its most historically depressed valuation zone since the asset launched.
TL;DR: XRP Ledger average returns historically low, implying relief rally is probable
Metrics Used: 30-Day & 365-Day MVRV
Link to chart: https://t.co/z3mjkJzILe
XRP’s average trading returns are sitting at historic pain levels. Its 30-day MVRV is -45% and its… pic.twitter.com/Q5vmHrJ0Sc
— Santiment Intelligence (@SantimentData) July 2, 2026
However, Santiment emphasized that MVRV does not predict immediate price movements. Instead, the metric measures valuation by comparing market value with investors’ average acquisition costs. Therefore, XRP could still experience additional downside if the broader cryptocurrency market remains under pressure. Besides, the platform explained that deeply negative MVRV readings often indicate much of the downside has already been absorbed by existing holders. Historical data also shows that major recovery phases frequently began when market sentiment remained overwhelmingly negative, and investors were reluctant to sell at substantial losses.
In conclusion, Santiment maintains that XRP’s current MVRV readings represent the lowest average holder returns ever recorded. Although short-term volatility may continue, the on-chain data suggests XRP has entered a valuation range that has historically preceded relief rallies over longer timeframes.
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The post XRP Hits Lowest Holder Returns in History as Santiment Flags Recovery Setup appeared first on 36Crypto.
