XRP News Price Prediction: Key Takeaways Point Detail Current price Trades near $1.09 to $1.10 Big news Ripple secured a full MiCA license in Luxembourg on July 6, 2026 Market reaction "Sell
XRP News Price Prediction: Key Takeaways
Point
Detail
Current price
Trades near $1.09 to $1.10
Big news
Ripple secured a full MiCA license in Luxembourg on July 6, 2026
Market reaction
"Sell the news" pullback from $1.18 highs
SWIFT pilot
17 banks testing tokenized deposits, not XRP directly
ETF flows
$7.29M net outflow on July 8, largest since March 2026
On-chain signal
Active wallets fell to 25,350, 2nd-lowest of 2026
Key support
$0.85 to $1.20 accumulation band
Next catalyst
U.S. CLARITY Act vote expected before August recess
In today's XRP news, the token is trading close to $1.10. That is barely moved from where it sat before Ripple's big regulatory win in Europe.
This XRP news price prediction looks at why the token has gone quiet, and what levels matter next.
The short answer is simple. Traders got the good news. Then they sold it.
Ripple secured a full MiCA Crypto-Asset Service Provider license from Luxembourg's CSSF on July 6, 2026. This piece of news came just days after the EU's MiCA transition period ended, letting Ripple offer regulated crypto services across all 30 countries in the European Economic Area.
It is a real milestone. Ripple now holds more than 75 regulatory licenses worldwide, and it beat out several rivals who scaled back their European plans instead.
But the altcoin did not rally on the news. The token actually slipped from around $1.18 down toward the $1.05 to $1.14 range in the days after the announcement.
That pattern has a name. Traders call it "sell the news." The market had already priced in the license during XRP's climb through late June and early July. Once the announcement landed, some holders took profit instead of buying more.
XRP Ledger Activity Drops to Rare 2026 LowsPrice is not the only story here. XRP Ledger activity has dropped to some of its quietest levels of the year.
As per Santiment data, daily active wallets recently fell to 25,350, the second-lowest reading in 2026. New wallet creation dropped to 2,130, the weakest pace since November 2024.
Fewer new wallets and fewer active addresses usually means fewer people are moving XRP around. That often lines up with a market that is waiting, not one that is excited.
Still, there are things that could wake the network back up. Growth in Ripple's RLUSD stablecoin, more tokenized asset activity, EVM sidechain expansion, and any progress on lending tools could all bring users back on-chain.
Analyst EGRAG CRYPTO has mapped out a long-term structure using a chart that stretches back to 2013. It frames the current price zone as part of a much bigger accumulation phase.
Level
Price Zone
What It Means
Accumulation band
$0.85 – $1.20
Historical macro support area
First reclaim target
$1.65
Signals strength returning
Major resistance
$3.00 – $3.50
Would open the door to expansion
Full cycle target
$15.00
Long-term, speculative target
Early warning
Below $1.05
Would flag near-term weakness
Deeper warning
Below $0.96
Would suggest stronger selling
Deep value zone
$0.77 – $0.78
Seen as a strong long-term buy area
The idea behind this XRP news price prediction is not about calling a top or bottom this week. It is about watching whether the altcoin holds its band or breaks it.
If the $0.85 to $1.10 zone holds, the bottoming structure many chart watchers point to stays intact. A close below $1.05 would be an early caution sign, and a drop under $0.96 would raise more concern.
Not every analyst is upbeat. Finance Magnates' Damian Chmiel has warned the altcoin could fall toward $0.67, then $0.47, and potentially $0.29 if the token loses the $1 level for good.
Chmiel argues the recent weakness reflects broader market liquidity conditions rather than anything specific to XRP or Ripple's business news.
Other voices remain more hopeful. Some analysts point to XRP's growing role in cross-border payments and tokenization as reasons the token could recover over a longer stretch, though they caution that any such move would likely take patience rather than happen quickly.
Does the SWIFT Pilot Actually Help XRP?There is also fresh news around Ripple's ties to SWIFT. Ripple Treasury has been expanding its enterprise payments partnership with SWIFT, feeding into a new pilot program.
SWIFT confirmed on July 9 that its blockchain-based shared ledger is ready for initial use. Seventeen banks across six continents are involved, including Standard Chartered and UBS, both of which already have ties to Ripple.
But the pilot is not built around $XRP. It runs on tokenized bank deposits, digital versions of money banks already hold.
Tokenized deposits handle the bridging and liquidity function here. XRP's role would be limited to covering small network fees, a long way from the "bridge currency" story that has fueled bullish price predictions for years.
Not everyone reads it that way. Standard Chartered and UBS already route some payments through Ripple's On-Demand Liquidity product, and SWIFT's messaging layer can still connect to those rails without forcing any bank to choose XRP.
Ripple also keeps adding enterprise infrastructure elsewhere, including GTreasury's reconciliation and analytics tools, a sign of real traction even if it hasn't turned into direct token demand.
Whether that traction ever becomes buying pressure on XRP is still an open question. The altcoin was trading around $1.10 as the news broke, with the market treating it as a mixed signal rather than a clear win or loss.
What Are ETF Flows Saying About $XRP Right Now?Institutional positioning has been mixed. Spot XRP ETFs pulled in strong money for much of the summer, including an eight-week inflow streak that pushed cumulative net inflows past $1.49 billion by early July, according to SoSoValue.
But the size of that buying has mattered more than the streak itself. Weekly inflows have often run in the $10 million to $20 million range, well below the $300 million or more that analysts say would be needed to move a coin XRP's size.
That backdrop makes the July 8 pullback notable. SoSoValue data showed spot $XRP ETFs recorded $7.29 million in net outflows that day, the largest single-day withdrawal since March 2026, right after Ripple's MiCA license news broke.
Flows bounced back quickly, though. By July 10, SoSoValue data showed daily net inflows of $107.38K, a sign that buyers stepped back in after the brief pullback.
It is a reminder that headlines about banks and licenses do not always translate into fresh buying right away. Some institutional investors trimmed exposure even as XRP tried to hold above the $1 level, showing that steady accumulation can pause and then resume as sentiment shifts.
Flows have since turned positive again. SoSoValue data shows a daily net inflow of $107.38K as of July 10, suggesting some buyers stepped back in after the pullback, though the amount remains modest next to earlier weeks.
What's the Next Catalyst for XRP Price?
The MiCA license itself may not be the trigger. Most of Ripple's European payment volume today still settles in RLUSD or regular currency, not XRP directly.
The bigger catalyst traders are watching is the U.S. CLARITY Act, a crypto market structure bill that slipped past its original July deadline and is now expected for a vote before the August recess.
Until a fresh catalyst lands, $XRP may keep drifting inside its current range, with the $0.85 to $1.20 band as the line in the sand.
Disclaimer
This article is for informational purposes only and does not constitute financial, investment, or trading advice. Cryptocurrency markets are volatile and largely unregulated. Always do your own research and consult a licensed financial advisor before making investment decisions. Past performance and chart-based targets, including any figures referenced from third-party analysts, are not guarantees of future results.
