Vincent Van Code is a vocal member of the XRP community. He is always positive on XRP, and he just tweeted something that got my attention. I am personally not holding XRP. But this tweet rea
Vincent Van Code is a vocal member of the XRP community. He is always positive on XRP, and he just tweeted something that got my attention.
I am personally not holding XRP. But this tweet really got me thinking.
Vincent addressed seven common misconceptions about XRP. He systematically dismantled each one. Let me break them down.
1. Stablecoins Will Negate the Need for XRP
Vincent argues that stablecoins do not replace XRP. They actually create more need for it. If you have 10 stablecoins, you need 100 trading pairs to interchange them. With XRP, you only need 10. XRP acts as a neutral bridge asset. That is its core utility.
2. XRP Will Be Replaced by HBAR or Chainlink
HBAR and Chainlink are not liquidity tokens. XRP is. The XRP Ledger was built for cross-asset, cross-border settlement. That is a different function from what HBAR or Chainlink do. XRP’s role as a bridge asset is unique.
3. XRPL Is Not Popular and Institutions Are Choosing Other Chains
For the intended purpose – cross-asset, cross-border transactions, AMMs, liquidity pools, permissioned domains, and clawbacks – the XRP Ledger is natively compliant. Those features make it exactly what institutions need for regulated settlement. Other chains are catching up. XRPL was built for this from day one.
Many people are disheartened by XRP lately. It is drive off this belief:1. Stablecoins will negate the need for XRPWRONG, if you have 10 stablecoins, you need 10×10 = 100 trading pairs to interchange. With XRP, you only need 102. XRP will be replaced by other more…
— Vincent Van Code (@vincent_vancode) July 15, 2026
4. Ripple Is Rugging XRP Holders
Ripple is a $50 billion company with thousands of employees and offices globally. The company acquired four other businesses. It holds a banking charter, money transmitter licenses, and MiCA approval. Ruggers do not do any of that. This is the dumbest argument against XRP.
5. Ripple’s Valuation Is Because of the Escrow
Every single voluntary disclosure from Ripple shows that the company’s balance sheet does not include the escrow. The escrow is not counted as an asset. Ripple’s valuation comes from its actual business operations, not its XRP holdings.
6. Ripple Escrow Releases Dump on the Market
Ripple sells only a fraction of the escrow via OTC and wholesale channels. Never on order books. The selling is not hitting retail order books. It is managed distribution to institutions. That is not a “dump” on the market.
7. Vincent Van Code Is Just Trying to Pump His Bags
Vincent admitted he is not arrogant enough to think his post to roughly 50,000 followers will meaningfully move the price. Maybe JoelKatz or Brad Garlinghouse could. Vincent is just here to tell the facts.
Read also: ChatGPT Predicts XRP Price If XRP ETFs Match Ethereum ETF Inflows
This is the honest question.
Vincent’s arguments are compelling. The stablecoin logic is sound. The institutional adoption is real. Ripple’s business is legitimate. The escrow fear is overblown.
But here is my honest take: I am still not holding XRP.
Not because Vincent is wrong. He is not. The facts he laid out are accurate.
The reason I am not holding is the same as why I am not holding most altcoins right now. The macro environment is hostile. The bear market is not over. Bitcoin is below $64,000. Altcoins are bleeding. XRP is stuck in a range between $1.08 and $1.17, and CasiTrades expects one more flush to $0.87.
Vincent’s tweet is a long-term argument. It explains why XRP has value and why the fears are overblown. But it does not change the short-term price action. XRP could still drop to $0.87 before the next rally.
Vincent’s points are worth considering, especially for long-term investors. XRP is not a rug pull. Ripple is a real company with real revenue. The escrow is not a dump. The utility is real.
But for traders, the price still matters. And the XRP price is still under pressure.
I am not buying XRP here. But I am watching. Tweets like Vincent’s are interesting, to say the least.
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The post XRP Skeptics Are Wrong on All 7 Counts – Here’s Why Ripple Is Still the Real Deal appeared first on CaptainAltcoin.
