Stellar Expert (@StellarExpert), a prominent voice on X, recently detailed the ongoing but underrecognized impact of Stellar (XLM) across the global financial system.
He said while public attention often centers around more prominent digital assets like XRP, Stellar’s quiet but strategic integrations are already shaping real-world infrastructure, particularly in financial aid, remittances, and cross-border payments.
They don’t want you to know about Stellar.
While everyone screams about $XRP, $XLM is quietly wiring the global financial grid.It’s not loud.
It’s not trending.
It’s not hyped.But it’s already embedded in the system.
This thread will blow your mind.[THREAD]#XLM #Stellar pic.twitter.com/1tL3Y4wgJf
— Stellar Expert (@StellarExpert) May 3, 2025
The thread begins by pointing to Stellar’s ongoing collaboration with the United Nations High Commissioner for Refugees (UNHCR). This initiative uses blockchain to deliver cash aid in refugee zones, eliminating the need for traditional banks and ID verification systems.
By enabling direct distribution of stablecoins, Stellar provides practical financial access to the unbanked. This demonstrates blockchain’s humanitarian potential and XLM’s role in replacing outdated systems with more efficient solutions.
A major focus point is Stellar’s partnership with MoneyGram, which enables instant crypto-to-cash and cash-to-crypto conversions in over 180 countries. This infrastructure leverages USDC for settlement and does not depend on banks or intermediaries. According to Stellar Expert, “This is the Trojan Horse,” highlighting that decentralized financial rails are being used globally with minimal public recognition.
Stellar’s influence isn’t confined to aid and remittances. Stellar Expert revealed that the protocol has created access corridors that enable control over how funds move between regions in Africa, Asia, and South America.
These corridors go beyond charity. They represent long-term positioning in the cross-border finance space. With control over remittance channels and off-ramp systems, XLM is embedding itself within core financial infrastructure across emerging markets.
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The thread also references institutional alignment. BlackRock, Circle, Stripe, and IMF-linked NGOs interact directly or indirectly with XLM’s ecosystem. Circle’s USDC, in particular, is expanding rapidly on the Stellar network.
The post further notes that BlackRock’s digital asset initiatives are structurally compatible with XLM’s design. While none of these institutions publicly champion the asset, their quiet integration shows confidence in its utility and design, making it a competitive investment.
Despite the lack of mainstream coverage, the crypto expert revealed that the ecosystem is far from dormant. It supports over 1.4 million trustlines and holds more than $300 million in USDC.
The Soroban smart contract platform was a game-changer at launch, opening the door for more complex decentralized applications. XLM is being used in intergovernmental programs, further embedding it within global systems.
Stellar Expert stated, “XLM isn’t designed for hype. It’s designed for quiet integration.” While the spotlight remains elsewhere, those paying attention are accumulating XLM as the network becomes increasingly foundational to real-world financial processes.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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