Crypto researcher SMQKE (@SMQKEDQG) recently shared a video clip on X featuring a virtual meeting involving prominent figures from Finastra, a known Ripple partner.
The discussion centered on the global shift from analog to digital payments, a transition described by one speaker as a profound change that the payments industry is undergoing.
Ripple Partner Finastra: “This is the FIRST TIME in history that all PAYMENTS ARE MOVING TO DIGITAL.”
Profound insights.
Watch.
pic.twitter.com/ZiqMrtJwvQ
— SMQKE (@SMQKEDQG) May 4, 2025
These remarks are notable because of the growing relevance of Ripple’s payment infrastructure and the potential role of XRP as the world shifts toward digital settlement systems.
The speaker noted that “everything has been analog before,” emphasizing that digital instant payments are now deployed worldwide. According to the speaker, this is the first time that all payments are definitively moving to digital channels.
The comments from the video reflect a landscape that aligns directly with Ripple’s core offering. Ripple’s payment solution uses XRP to enable real-time, cross-border payments. The move from analog to digital processes validates the need for systems like these, which provide instant settlement with transparency and cost efficiency.
Ripple has long believed that traditional payment systems are outdated and slow. As more regions adopt instant payment infrastructure, the company’s solutions become increasingly relevant, and the Finastra speaker described the current phase as “a great time to be in payments.”
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With financial technology companies acknowledging the industry-wide pivot to digital systems, the value proposition of XRP becomes clearer. Unlike analog systems requiring multiple intermediaries, XRP allows for frictionless transfer of value across jurisdictions in seconds.
In a fully digital environment, such capabilities are no longer optional but have become necessary. Reports suggest that prominent Ripple partners like Bank of America are prepared to use crypto payments, and XRP’s unique design gives it an edge over competitors.
The speaker emphasized that global instant payments are now being deployed as digital instant payments, reinforcing the industry direction toward models Ripple has supported for years. Ripple’s partnership with Finastra also helps position it at the heart of this transformation, as it has access to a wide network of banks and financial institutions adapting to the new era of cross-border payments.
As traditional systems are replaced, financial institutions must re-evaluate how they facilitate payments. Ripple’s emphasis on interoperability, speed, and transparency offers advantages that legacy systems lack. Finastra’s recognition of this ongoing transition supports the view that XRP is well-positioned as a backbone for modern payments.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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