In a groundbreaking development that could have sweeping implications for the cryptocurrency sector, a U.S. judge has ruled that Apple must permit developers to incorporate external payment options into their apps — a decision that dismantles one of the tech giant’s most tightly held policies. The update, spotlighted by crypto analyst Xaif on X, is being celebrated as a major victory for the broader digital asset industry, with particular enthusiasm from supporters of XRP and decentralized finance proponents.
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Apple to allow crypto payments outside the App Store.A US judge has ordered Apple to lift restrictions on developers using external payment methods. Huge win for crypto #XRP pic.twitter.com/gX1ZgvPc5V
— 𝕏aif
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(@Xaif_Crypto) May 4, 2025
The decision stems from the long-running legal battle between Apple and Epic Games, in which Apple was accused of maintaining anti-competitive control over app payment systems. In the latest ruling, the U.S. Ninth Circuit Court of Appeals affirmed that Apple must cease enforcing rules that bar developers from linking out to alternative payment methods. This effectively gives developers the freedom to guide users to crypto-compatible platforms or wallets without routing all transactions through Apple’s ecosystem — where the company typically claims a 30% cut.
This shift drastically changes the landscape for in-app payments, and more importantly, it lowers the barriers to mainstream crypto adoption within mobile applications. Crypto payments — previously sidelined by App Store restrictions — now stand a real chance of being integrated into popular apps across a wide range of industries, including finance, gaming, e-commerce, and social media.
Crypto proponents quickly reacted to the ruling with celebration, calling it a game-changer for user empowerment and payment flexibility. Xaif, known for tracking macro-crypto developments, noted that this marks a “huge win” for the crypto industry, especially for assets like XRP that are designed to facilitate fast, low-cost payments across global networks.
The XRP community, in particular, sees this legal milestone as an opportunity to push for broader real-world use cases, including mobile-based remittance apps, decentralized marketplaces, and peer-to-peer payment tools that are powered by the XRP Ledger. With Apple’s wall starting to crack, developers are now freer than ever to design innovative experiences that harness the speed, scalability, and cost-efficiency of digital assets like XRP.
Until now, developers building crypto-native or blockchain-integrated apps faced major friction when trying to distribute their offerings through Apple’s App Store. The risk of rejection or limitations on crypto payment flows discouraged many from even attempting integration. With the new legal directive in place, the door is open for direct, permissionless payments using crypto, bypassing Apple’s previously impenetrable gatekeeping structure.
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This is particularly meaningful for decentralized applications (dApps), which often require interactions with crypto wallets and external payment portals. It also enhances the feasibility of crypto tip jars, NFT marketplaces, tokenized subscriptions, and play-to-earn models operating on mobile devices.
Apple has long been accused of stifling innovation by forcing developers into its monetization framework, one that doesn’t accommodate the unique characteristics of cryptocurrencies. This ruling sends a clear message that the future of digital payments must be open, flexible, and inclusive of blockchain-based systems. For XRP — a digital asset with a proven track record in remittances and enterprise finance — this could be the start of more seamless integrations into consumer-facing applications.
While Apple may appeal the decision or implement nuanced compliance measures, the precedent has been set. As the global economy shifts more decisively toward decentralized value systems, regulatory wins like this reinforce the growing consensus: crypto is not a fringe technology — it’s an integral part of the next era of digital commerce.
This court ruling, championed by voices like Xaif and embraced by the wider crypto community, may one day be remembered as a pivotal moment in the mainstreaming of digital currencies — one where barriers fell and the path was cleared for a more open financial future.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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