What the Vault Holds @ether_fi, the largest non-custodial crypto neobank, and @plumenetwork have launched a collaborative RWA Vault, giving ether.fi users open access to institutional-grade r
@ether_fi, the largest non-custodial crypto neobank, and @plumenetwork have launched a collaborative RWA Vault, giving ether.fi users open access to institutional-grade real-world yield that was previously available only to select investors. The platform has committed $100 million to the product, marking a significant scale-up from an earlier $25 million allocation made in March 2026.
Plume Nest Vaults standardize institutional assets and yield into simple, compliant, non-custodial onchain vaults. This structured income product includes an overcollateralized credit pool, a AAA CLO, and a total bond market ETF, from asset issuers collectively managing over $10 trillion in AUM. The vault currently pays a variable 7.25% APY and is accessible directly within ether.fi's interface, so eligible users never have to leave the app.
Institutional yield that was previously out of reach is now available to over $6 billion in ether.fi customer deposits. The move reflects growing frustration with compressed DeFi returns: users of crypto neobanks are increasingly looking for more sustainable, diversified sources of yield that only real-world assets can reliably provide.
The launch also fits a broader industry shift. Data from RWA.xyz shows the tokenized real-world asset sector has grown to more than $34 billion in onchain value, up from about $5.8 billion at the start of 2025. Boston Consulting Group noted in a recent report that tokenized funds, collateral, and fixed-income products are among the blockchain-based financial products most likely to see wider institutional adoption over the coming decade, as digital assets move beyond speculative trading toward payments, settlement, and capital markets infrastructure.
Sources:EtherFi Allocates $100M Exclusively into Plume RWA Vault (PR Newswire)Tokenized RWA Sector Surpasses $34B in Onchain Value (CoinTelegraph)EtherFi Allocates $25M to Plume's Nest Vault (PR Newswire, March 2026)
