Finance Expert Says Only 1% Will Be Able to Afford XRP Soon

Edoardo Farina, the founder of Alpha Lions Academy, has issued a striking prediction regarding the future accessibility of XRP. He suggests that a time will come when only a small fraction of investors—around 1%—will be able to afford the cryptocurrency. His outlook is based on economic instability, institutional accumulation, and potential technological advancements that could drive the token’s value significantly higher.

Only 1% Will Be Able to Afford $XRP Soon
The cost of living is exploding. Most investors are drowning in debt and being forced out of the crypto markets.

HODL strong, XRP community, our time is coming. pic.twitter.com/BHMtltavPM

— EDO FARINA 🅧 XRP (@edward_farina) March 23, 2025

Economic Conditions Squeezing Out Retail Investors

Farina attributes this anticipated shift to worsening economic conditions. He points out that inflation continues to erode purchasing power, and the rising cost of living is outpacing wage growth. According to him, financial instability has been escalating since 2019, largely due to major global events. Many individuals are struggling to cover basic expenses such as housing and food, which has forced them to liquidate their assets, including cryptocurrencies like XRP.

He also notes that saving money has become increasingly difficult for the average person. With credit card debt and delinquency rates at record highs, discretionary investments—such as purchasing cryptocurrencies—are becoming less feasible. As a result, retail investors are gradually being pushed out of the market, allowing larger financial institutions to take a dominant position.

Institutional Investors Expanding Their Holdings

Farina highlights that while individual investors are selling off their holdings, financial institutions are increasing their exposure to XRP. These organizations recognize the asset’s long-term potential and are capitalizing on the current market conditions to accumulate significant amounts.

He also points out a noticeable reduction in market liquidity, claiming that order books are five times thinner than during previous market cycles. This, in his view, indicates a decline in retail investor participation, further consolidating XRP ownership among institutional players. He suggests that this shift could significantly impact the token’s supply and demand, leading to sharp price increases as availability diminishes.

Role in the Adoption of CBDCs

Another factor Farina emphasizes is the growing role of central bank digital currencies (CBDCs) and their potential connection to XRP. He notes that European authorities are advancing plans to introduce a digital euro, which could launch as early as 2025.

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He argues that the XRP Ledger is positioned as a key infrastructure provider for CBDCs, pointing to successful tests conducted in countries like Montenegro. If major central banks choose to integrate XRP’s technology, the asset could experience substantial demand growth. Farina draws comparisons to Stellar (XLM), which saw a price surge following Ukraine’s announcement of a CBDC partnership. He believes that XRP could see a similar price increase if an official endorsement is made.

Potential Price Outlook and Investor Implications

Farina suggests that XRP’s price could climb to $100 or even $1,000 in the long term. He predicts that as the value rises, the number of individual holders will decline, further consolidating ownership among wealthier investors and institutions. Those who manage to retain their holdings despite economic pressures could see substantial returns.

Ultimately, he warns that retail investors may find it increasingly difficult to buy or hold XRP in the future. However, those who secure their positions early and withstand market volatility could benefit significantly if his predictions come to fruition.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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